Open Enrollment for 2027 health coverage through the Health Insurance Marketplace begins November 1, 2026. This is an opportunity to enroll in a health plan, renew your current coverage, or compare plans to find coverage that best fits your needs and budget.
Important dates to remember:
- November 1, 2026: Open Enrollment begins.
- December 15, 2026: Last day to enroll or change plans for coverage to begin January 1, 2027.
- January 1, 2027: Coverage begins for those who enroll by December 15 and pay their first premium.
- January 15, 2027: Open Enrollment ends.
- February 1, 2027: Coverage begins for those who enroll between December 16, 2026, and January 15, 2027.
Even if you're satisfied with your current plan, reviewing your coverage each year can help ensure it continues to meet your health care needs and budget. If you currently have Marketplace coverage, be sure to update your household and income information and compare available plans before choosing your coverage for 2027.
For more information, visit HealthCare.gov or contact a Marketplace representative for assistance. After January 15, enrollment is generally available only to those who qualify for a Special Enrollment Period.